Sunday, 26 June 2011

Why Not To Shop In Brazil

International journeys starting in Brazil are exempt, thanks to some abnormally brilliant Brazilian law, the normal baggage restrictions of international airline travel.  So, while economy passengers on all other global routes are only allowed two paltry 23 kilo bags, those flying from and to Brazil get to max out their two bags to 32 kilos a piece, without paying excess.

I customarily fill every last milligram of my allowance - and that of my kids - with the fruits of an obscene month-long European shopping spree.  Usually a roof-box and trailer are required to get us to the airport with our 200 kilo load at the end of the holiday.  I justify it as a means to save money, because I essentially buy the non-perishable goods required for entire year, from nappies and toothpaste to christmas and birthday presents, and avoid buying anything aside from groceries in Brazil.  It's just too expensive to shop here, and I'm pretty sure I almost compensate for the cost of the flights.

If the price of goods wasn't enough, the exasperating purchasing process here is enough to dampen the  appetite of even the most rabid shopaholic.   First off, many Brazilian clothing stores follow the fifties' shop model, with many goods behind a counter manned with overly helpful assistants.  You can't just browse the racks to find stuff yourself.  Instead, you are obliged to be 'served' by a girl with a massive grin and a name that for some reason she thinks you need know, who will fetch what you request along with a collection of garments you wouldn't be seen dead in.

If you do decide to go ahead with a transaction, you must be prepared for the multi-hooped circus act that is checking out.  It usually works like this:  The assistant who has been serving you will issue you with a numbered ticket and ask you how you want to pay.  (If you pay cash you will probably get a 5% discount).  She will send you (without your goods) to the back of the store to the cashier, an invariably dour looking woman sitting behind a glass screen.  Do not be surprised if this lady asks you for your vital statistics, such is the detail of personal information that is required even to buy a pair of socks.  She will also ask you if you want to pay upfront (a vista) or in multiple interest-free installments (parçelado).  Once you pay, she will duly stamp your ticket 'PAGO' and send you to another area of the shop to pick up your goods, which in the meantime have been bagged up.  It's a frustrating, inefficient system that can mean 3 different queues, and requires 3 times more staff than necessary.

But for newcomers to Brazil, the frustration can set in long before you even set foot in the store.  In order to shop you obviously need access to your money.  Sound simple?  Far from it.  Opening a bank account is the first hurdle, and can take months while you wait for your official residency ID.  But even with that first box ticked, you have two more hurdles: getting into the bank and operating the cash machine.   You can take nothing for granted!  When I first arrived in Sao Paulo, I tearfully aborted the first two attempts to get into the front door of the bank.  I couldn't yet speak the language and was intimidated by the metal-detecting revolving door and the armed security guard shouting instructions at me from behind his bullet-proof screen.  I just didn't understand what I was supposed to do (remove everything from my handbag and put them in a transparent container in the revolving door).   It sounds pathetic, but I just turned around and fled! 

And the cash machine amazes me every time to this day  Withdrawing cash is akin to dancing the hokey kokey:  You put your cash card in.  You pull your cash card out.  In, Out, In, Out and shake it all about.  Do the hokey kokey and your turn around.......Seriously, I have to put the bank card into the machine and take it out again a total of three times just to withdraw a tenner.  I have to punch my pin code in at least twice, and even that isn't straight forward - it's in a type of code whereby you press one button if the digit you want to input is a 1 or a 3, another if it's a 5 or a 7, another if it's a 9 or a 0 etc. (If you don't manage, you can always resort to using your cheque book, but I've lost count of the number of times my signature has not been deemed to match the one the bank has on file. )

Sigh....what a moaning Minnie post.  I think it's because the annual holiday is so close I can almost touch it.  Bring on that shopping spree.

114 comments:

  1. THe hokey pokey debit card thing had me rolling (albeit quietly as to not wake the sleeping husband) because it is OH SO VERY TRUE!...as for the shopping...*sigh* i just miss one stop shopping. i hate needing to go to a million different places...and of course if they have what you are looking for, it's like winning the lottery!

    ReplyDelete
  2. Hahaha--the hokey pokey. And what to do about those damn revolving doors. I almost start hyperventilating every time I have to go through, and every time, I get stuck....

    ReplyDelete
  3. Brazil sounds very frustrating for newcomers,
    it's interesting to see your point of view about the shopping experiences,
    hence the famous saying "Brazil is not for beginners", I every day get to the conclusion that this sentence makes a lot of sense...
    Banks in Brazil are light years ahead of Europe and the US, they have very sophisticated systems, from the ATMs to the back operations, the rotating doors are actually a demand from the UNIONS of the Bank workers to improve overall safety, it bugs the hell out of me too... :)

    Ray

    ReplyDelete
  4. I think most stores I ve been to do not have the 3 steps system u said....most of the stores are "regular" stores similar one find in the us or europe.
    i think banking in brazil is more efficient than europe (besides the LONG lines)

    ReplyDelete
  5. @Anonymous
    You probably shop in the more 'sophisticated' areas than I do! Go to any of the shops in the center (ie ruas Alfandaga, Buenos Aires and Senhor dos Passos) and that is by far the most common system! As for the banking, there is no way you could walk into a Brazilian bank and say you need a new bank card and walk out with it 10 minutes later...like I did in the US....or go to a bank at 6pm...like I did in the US. I guess it depends what our metrics our for bank efficiency....mine are all about making my life easier, not so much about the behind the scenes stuff I don't see!

    ReplyDelete
  6. i think banking in brazil is more efficient than EUROPE. The US is better , I agree w you.
    I dont shop in the more 'sophisticated' areas , I shop at regular stores.
    I was just talking about my experience in brazil in general not the city center of rio de janeiro.

    ReplyDelete
  7. Oooh, this brings back memories that I had somehow suppressed, and now as I head back to Brazil makes me want to shop even more here. I swear that my husband and I are stocking up on personal belongings that will last us a year.

    ReplyDelete
  8. Totally laughed out loud at the hokey pokey. I had a horrendous time a few weeks ago with the revolving doors. With a VERY long line amounting nothing was getting me inside that bank... note to self only bring a wallet when going to the bank. I ended up dumping my entire bag of notebooks, tampons, food... etc to get the damn door to open! Ugh!

    ReplyDelete
  9. I read this to my husband and we couldn't stop laughing! SO true. The silly ATM thing...and the innumerable codes (especially for online and phone banking)...if expats didn't make fun of the inefficiencies and little frustrations, it would be unbearable, I think, to be a foreigner anywhere!

    ReplyDelete
  10. It's a running joke that I never make it in the bank on the first try. :)

    ReplyDelete
  11. I had to go to the bank 4 times and spent a total of 5 hours there just to open my account.

    Shopping here is ridiculous and so is banking! The only thing 'more advanced' about banking in Brazil is that you can transfer funds between accounts and banks. And that is all.

    ReplyDelete
  12. Hi Tasha,

    I'm not sure if we've been in touch before, I hope you don't mind me reaching out! I found your details on your website and I hope you might be able to help me with my strange request…

    I am a Producer working on an American television show called House Hunters International which follows English speaking expats in their quest to purchase a house abroad. I wonder if you or any of your expat contacts might be interested in getting involved?! Please find a little blurb about the show below:

    House Hunters International is a half-hour program currently airing on the Home and Garden Television Network (HGTV) in America.

    The series is designed to de-mystify the international home-buying process by going behind the scenes of a house hunt where buyers and their real estate agents tour 3 homes.

    At its core, House Hunters International is a travel show concentrating on the idiosyncrasies of the locales and what makes them special and different.


    Please find below some examples of House Hunters International:

    http://www.youtube.com/watch?v=reYI3L3lC-c – Barcelona from LA
    http://www.youtube.com/watch?v=NrB0kYLCQjo – Hong Kong from Cincinnatti

    http://www.youtube.com/watch?v=UOiump3__Mo - Vienna from California
    http://www.youtube.com/watch?v=kh0Q6DYe3QM - London from South Africa http://www.youtube.com/watch?v=fLmhKEzm5kg - Dubai from Illinois
    http://www.youtube.com/watch?v=hety7cF7k0g - Czech Countryside from Prague


    Please get in touch if you have any more questions about the show. I look forward to hearing from you!

    Best wishes and many thanks,

    Michelle



    Michelle James
    ASSOCIATE PRODUCER LEOPARD FILMS
    1-3 St Peter's Street, London N1 8JD - +44 20 7704 3300
    michelle.james@leopardfilms.com
    www.leopardfilms.com

    ReplyDelete
  13. Lindsey,

    Transfer among banks in Brazil is not the only thing more advanced about Brazilian banks.
    I have been working in the Banking industry for 25 years now, in the US, Canada, Europe and Brazil, trust me, Brazilian banks are light years ahead of all the countries mentioned.
    US and European banks buy software and systems from Brazilian banks all the time, which is actually part of my job.
    4 trips to a bank a 5 hours to open a bank account sounds more like a a lack of proper documents and a learning experience about the Brazilian banking system rather than an issue with inefficiency on their part. Maybe perhaps a very poorly managed local bank branch where you live in Brazil.

    Ray

    ReplyDelete
  14. Ha- I have to say that the hokey pokey made me laugh out loud and I had to show my husband!

    As for being more advanced I guess it's all behind the scenes and gets lost in inefficiency and lack of organization. The public sees a very different side! Even with all our paper work in order it still took over 2 for our ATM card to work correctly and the account to be functional.

    Sara

    ReplyDelete
  15. This comment has been removed by the author.

    ReplyDelete
  16. Dear Sara,

    The fact that you had a bad experience setting up an ATM card doesn't change the reality of the Brazilian banking system, be that in the background or the customer service experience.
    I always had a great customer service experience when doing business with Brazilian banks, I never had a problem and I know many, many people who also had great experiences.
    There are just some things you don't do. For example, you should never go to a bank on a Monday after a holiday, unless you enjoy long lines, etc, etc...
    Most Brazilians nowadays just go to their banks once to open their accounts, after that, everything is done over the internet or on ATM's.
    You just have to learn the system and you will understand it and have a better customer service experience.


    Ray

    ReplyDelete
  17. I am really not looking for forward to shopping in Brazil for ANYTHING. And that goes for the supermarket. I like the way things are done in the US. Their is more to choose from, and better prices which is really confusing to me. Its a consumers paradise, and Brazil has in no way caught up because they don't have a strong enough consumer base to have companies from all over the world fighting for space on their shelves. It is going to take a lot of getting used to living in Brazil.

    ReplyDelete
  18. So question... I am just looking into Brazilian culture and possibly moving there to live and start a few businesses.Whats wrong with the shopping( food and clothing)? I am also looking to start wine company and import It to America. I thought it would be easier to do that than start in America and export to brazil. Am I wrOng in thinking? I also have three kids that I have to think about- how is the schooling? Are they in need of Americans to teach English?I am also a fitness instructor and can teach all classes is that needed in brazil? What about cosmetics or children's clothing?
    How is the pay? Sooo many questions if you have any suggestions or answers please e-mail me
    s.locklear@yahoo.com

    ReplyDelete
  19. Hi there,
    I think banking in the Uk is the best! I was totally frustrated in Brazil not being able to draw the money out from ANY cashpoint but only from the designated bank, etc. I think the Brazilian banking system is totally visitors unfriendly. NOt being able to have access to your money and going through so many procedures only creates further risks like having to carry cash on you all the time.

    ReplyDelete
  20. Look the main problem about shoping in Brazil has to do with taxes, here (BRazil) we pay taxes over other taxes (no kidding), so many products (especially electronics) are just too abnormaly expensive compared to anywhere else, the only thing that is cheaper here is fruits apart from that nothing. The other problem has to do with brazilian way to manage companys, everything is burocratic, we brazilians make a lot of jokes about it all the time, belivieve me its not just banks that make you sit and wait for what looks like centuries, almost everything does that to you, our companys are just terrible when it comes to consumer service, just try to go into a HSBC bank to do something and compare to bank of Brazil, in HSBC everthing is quick and simple, with bank of Brazil is just ridiculous the amount of time you spend to take care of very simple things. And you have both in the same country. And off course that are always those morons, people who could make things easier for their clients but never do because of stupid company policies, here it goes one true story example with the call center of bank of brazil...
    Client - Hello I m having a problem with a store, Im here in New York and need to know if a store I bought some electronics debit the right amount in my credit card.
    Call center person - Ok but first give me your complete name, numbers of the credit card, date of birth, ID and CPF.
    Client - Ok
    Call center person - Are you the owner of the account?
    Client - No, my father is.
    Call center person - Sorry but we cant help you.
    Client - But I called the other day and somebody from VISA told me to speak with somebody of bank of Brazil who told me to call this number to get this information from you...
    Call center person - This person was wrong.
    Client - BUT I REALLY NEED THIS INFORMATION, and the credit card is in my name..., I can shop with it but I cant know what is being debited from it....?
    Client - What I supposed to do?
    Call center person - Well you can make can make a complain on consumer affairs about the person who give you the wrong information.
    Client - Is this going to solve my problem?
    Call center person - No.
    Client - So why are you telling me to do this?
    Call center person - Thats all I can do for you.
    I just hung up
    Here it is a little taste of the incredible brazilian banking system, I totally desagree with you (Ray and Gil) about the amazing brazilian banking system and how serve its costumers...
    PS: sorry for the bad english

    ReplyDelete
  21. I love this defence of the Brazilian banking system in some of these comments. The fact that banks are packed with people trying to do very simple things in queues that last hours just shows that Brazilians do use their branches regularly. The fact that as a foreigner, you need years of experience to know which ATMs in which particular banks and which particular branches of those banks will accept a foreign card, suggests it is not years ahead of other countries (Europe incidentally is more than one country).As for trying to buy something online with an overseas card don't even get me started. Yes I know I should have a Brazilian account, but 2 months later we are still waiting for the cashcard to arrive!

    ReplyDelete
  22. Great point, I am Brazilian and living in Ireland ,the bank system works the same way as in UK, I have been in Aberdeen before and I know. Here you can go and withdraw money from any ATM doesn't matter if it's not from your bank, in Brazil you can do that only in specific ATM , the read ones called 24 horas , also opening a bank here in Ireland , it takes seven days to get your bank card and passwords , in Brazil you go to the bank with proper documents open in the same day , you may not have your debit card, but you already know you bank number and internet banking system can be used.Another think that really bothers me is that money transfer from your own bank takes up to 3 days, while in Brasil is automatic.I love and hate both systems, as in live there is always something that you lose and gain .

    ReplyDelete
  23. Oh how I feel your pain. I also stopped buying all goods aside from groceries in Brazil for the exact same reasons you described. I'll load up my bags with spices, quality whiskey, clothes etc for the year ahead.

    My pet hate at the moment is customers not bagging their own goods, which I find shameful.

    ReplyDelete
  24. HAHAHAHAHHAHA I totally have the same problems when shopping...that's why I shop in NYC. I hear there's this cool upscale Brazilian party going on in NYC for labor day weekend. It's going to be at Skyroom Rooftop and Dream Hotel Ava Rooftop. If you want to go, you have to email RedRush.Zack@gmail.com for tickets.
    Here's a link to the banner:
    http://imageshack.us/f/827/brazilianindependenceda.jpg/

    ReplyDelete
  25. Hi!I found your Blog and I really liked!
    My name is Silvia and I live in The Netherlands but I'm from Rio de Janeiro.
    What you told about the stores is sooo true.I'm very happy that in Holland I can just search my own thing without ''help'' of any sales person...

    ReplyDelete
  26. Aren't you going to write more? This must be my bad luck day. I am not in the least interested in Brazil but your blog is the funniest thing I've come through in a long while, so I will join as a follower in case you keep writing.
    By the way, I realize now that my blog isn't funny at all, pretentious may be, that can be funny too! :-)

    ReplyDelete
  27. Ha, you´re not kidding, the other day I went looking for some mascara for work...30 REAIS!! I need a serious care package from the U.S.
    The shopkeepers remind me of Europe, though they´re much friendlier...once I was in a bra shop in France and although the bra she trying to sell me obviously didn´t fit, the lady started to argue with me that it was the best they had so what did I mean I wasn´t going to buy it...

    ReplyDelete
  28. Beside agreeing with you about many itens you´ve listed here, there´s one thing here that banks here do very well, internet banking is way nicer than in the US.

    I´d like to exchange link with your blog, how can we do that?

    ReplyDelete
  29. Bangkok the capital of Thailand is a large metropolitan city. This tourist destination features a tropical dry and wet type of climate. All these allurements attract tourists to take early Flights to Bangkok and Cheap Flights to Bangkok. Many people visit Bangkok every year.

    ReplyDelete
  30. I stumbled across your blog this afternoon and loved this post! It's so true about shopping here for clothes, not only are most things super-over-priced, but the hassle you have to go through is insane. There are so many sales associates trying to push other items on you to buy (usually while you're in the dressing room) and then finally, when you want to pay and go...you have to wait, usually 10 minutes or more. A smart business would try to close the deal (ie PAY as soon as possible) end of story. But no, here, I find myself pondering my soon-to-be purchases whilst waiting to actually pay for them, and most of the time, I change my mind on a few things and put them aside, which results in a loss to the store. WAKE UP store owners...staff more people on the registers, and not so many annoying people on the floor. You'll increase your sales. And about the banks, I remember the first time I had to navigate an atm alone, I couldn't believe all of the steps involved just to withdrawl $, but now I'm a pro, I can even do transfers (silly but an accomplishment). And when you have to pay a bill and the scan bar thing isn't working and you have to manually type in all of the digits...like 60 of them without making a mistake! In terms of waiting, I think Caixa is the worst, I think Itau is the best, especially since they bought Unibanco so now there are a lot more Itaus. Secret tip about Itau in Rio, the BEST branch is at Santos Dumont airport. There is never a line, the Bank Manager there, Marta, is a doll...if I ever have complicated things to do, I go to that branch, saves me tons of time and stress. And NO revolving security doors to boot!

    ReplyDelete
  31. I heard there are lots of sale going on there. I mean almost daily.

    ReplyDelete
  32. Hi Tasha! how are you?

    My name is Gilda, and I work with several hostels in Argentina, Chile, Brasil, Perú, Uruguay y Bolivia. We are looking to exchange links with interesting regional blogs and websites, and we find yours, and we really liked it. Would you like to exchange links with us?

    We could put your link in the following blogs:

    http://latinohostels.com
    http://pousadasehostels.com
    http://hostelsuruguayos.com
    http://hostalesperuanos.com
    http://hostelschilenos.com
    http://hostelsargentos.com

    In exchange, I would ask you to put the following links in your web:

    Title: Hostel Rio de Janeiro
    URL: http://www.chelagarto.com/index.php/pt/hostels-em-rio-de-janeiro.html
    Description: Che Lagarto Hostel em Rio de Janeiro está localizado no Rua Barata Ribeiro 111, Copacabana, Rio de Janeiro, Brazil.


    Title: Hostel Santiago
    URL: http://www.hostalprovidencia.com/
    Description: Hostal Providencia in Santiago de Chile is located in Av. Vicuña Mackenna 92, Santiago de Chile.

    Title: Hostel Florianopolis
    URL: http://www.chelagarto.com/index.php/en/hostel-in-florianopolis.html
    Description: Che Lagarto Hostel in Florianopolis is located in Prefeito Acácio Garibaldi S. Thiago Av 300, Lagoa da Conceicao, Florianopolis, Brazil

    Title: Hostel Paraty
    URL: http://www.chelagarto.com/index.php/en/hostel-in-paraty.html
    Description: Che Lagarto Hostel in Paraty is located in Rua Benina Toledo do Prado 22, Paraty, Brazil.

    Title: Hostel Ilha Grande
    URL: http://www.chelagarto.com/index.php/en/hostel-in-ilha-grande.html
    Description: Che Lagarto Hostel in Ilha Grande is located in Vila de Abraão, Canto da Praia S/N, Ilha Grande, Brazil.

    Title: Hostel Buzios
    URL: http://www.chelagarto.com/index.php/en/hostel-in-buzios.html
    Description: Che Lagarto Hostel in Buzios is located in Rua Da Paz 7, Buzios, Brazil.


    If it’s ok for you, please send me an email telling me how you’d like your link, and I’ll add it. Thanks!

    Best wishes,
    Gilda

    ReplyDelete
  33. Cool posts, so many true observations. I loved the bit about the overly helpful shop assistants. I often feel intimidated by this. Yesterday a certain Daniele or whatever her name was offered to help me choose... knickers! Brrr...
    Anyway, pay a visit to my blog from Sao Paulo if you wish! http://thebraziliandream.blogspot.com

    ReplyDelete
  34. Those who purchase large amounts of merchandise in other countries: Do you not get charged large taxes on entry into Brazil?

    ReplyDelete
  35. Loved the post! I'm getting ready to plan my first trip back home in over a year and I'm going to use up every kilo of my luggage to bring back clothes and other necessities that are just priced out of control here. I have to say, however, that I enjoy the shopping system here... I just stay in the changing room and the girl brings me tons of stuff to try on. I tell her my price range and what i want and it all shows up! No headaches of going through the racks. The whole caixa thing and going to pick up your goods at another place is pretty ridiculous, but it helps them give more jobs to more people so I guess I'm for that, at least. And the hokey pokey... everyone loved that and it is SO true. The frist time i went to use my card i had already put it back into my wallet and back into my purse and then it asked for it again.. and again... i was so confused thinking I had gotte my password wrong. LOL. Get back to blogging, girl! Love it.

    ReplyDelete
  36. Just found your blog and am enjoying the read! I blog, too, as an American living in Búzios. I recently did a post on my inability to browse, and other shopping challenges, at http://tropicaldaydreams.blogspot.com.br/2012/04/customer-service.html
    Kind of complements yours! Beijos, Barbara
    (www.tropicaldaydreams.blogspot.com)

    ReplyDelete
  37. Brazil was very famous with Brazilian Waxing and many are searching brazilian wax videos on google.

    ReplyDelete
  38. Great post!! very informative.
    Thank you very much for such a lovely and informative post.
    Navratna

    ReplyDelete
  39. Hey,
    You can't be that surprised... how long you're living in Rio? I'm here for 7 months and I'm getting used to it. I think the most boring was opening bank account for my company. Real pain in the ass. I also run a blog about Rio de Janeiro but I'm livin in other social level - favela. Greetings from Gringo in Rio

    ReplyDelete
  40. Greetings! I know this is kinda off topic however , I'd figured I'd ask.
    Would you be interested in exchanging links or maybe guest writing a
    blog post or vice-versa? My blog addresses a lot of the same
    subjects as yours and I feel we could greatly benefit from
    each other. If you happen to be interested feel free to
    send me an e-mail. I look forward to hearing from
    you! Fantastic blog by the way!
    My web site - increase youtube views

    ReplyDelete
  41. Heya i am for the first time here. I found this board and I to
    find It truly useful & it helped me out a lot. I am hoping to present something back and help others such as you helped me.
    Here is my web-site ... van nelle zware shag

    ReplyDelete
  42. I like the valuable information you provide in your articles.
    I will bookmark your weblog and check again here frequently.
    I'm quite sure I'll learn many new stuff right here! Best of
    luck for the next!
    My web site ; samson review

    ReplyDelete
  43. It's truly very difficult in this active life to listen news on TV, therefore I just use internet for that purpose, and obtain the newest news.
    My web site acne overnight fast

    ReplyDelete
  44. well, you became so brazilian you abandoned the blog! :-)

    If you ever decide to go back to writting, i would love to follow your blog, just let me know!!!

    ReplyDelete
  45. Hi, i read your blog occasionally and i own a similar one
    and i was just curious if you get a lot of spam feedback?
    If so how do you prevent it, any plugin or anything you can recommend?
    I get so much lately it's driving me insane so any assistance is very much appreciated.
    Here is my page ... Villa Turkista

    ReplyDelete
  46. Simply wish to say your article is as astounding. The clarity to your publish is
    simply nice and i could think you're a professional in this subject. Fine with your permission allow me to snatch your RSS feed to stay up to date with drawing close post. Thank you 1,000,000 and please keep up the rewarding work.
    Also visit my website :: whitening cream

    ReplyDelete
  47. Hahha I can totally understand what you are saying. However, I think its fun to do a little shopping in a new country ;)

    ReplyDelete
  48. Pretty! This was an incredibly wonderful article.

    Many thanks for providing this info.
    my webpage :: immobilienalanya.net

    ReplyDelete
  49. Thanks for finally talking about > "Why Not To Shop In Brazil" < Liked it!
    My webpage - bostaditurkiet.net

    ReplyDelete
  50. Shri Ganesh Granite is the pioneer in the field of Granite Industry. It had started in functioning when the term granite was strange to the people. Shri Ganesh Granite had established the first unit at Jalore, Rajasthan in the year 1984, the era when in granite trade was in its infant stage

    ReplyDelete
  51. Appreciation to my father who told me concerning this weblog, this web
    site is really amazing.
    Here is my webpage - page seo

    ReplyDelete
  52. It's remarkable for me to have a website, which is helpful designed for my know-how. thanks admin
    Feel free to surf my web blog ; http://www.coming2.stromnibus.de

    ReplyDelete
  53. Somebody essentially help to make significantly posts I might state.

    That is the first time I frequented your web
    page and up to now? I surprised with the research you made to create
    this particular publish incredible. Great task!
    Also visit my web-site : make money online free

    ReplyDelete
  54. I seldom comment, however i did some searching and wound up here "Why Not To Shop In Brazil".
    And I actually do have 2 questions for you if you don't mind. Is it simply me or does it seem like some of these remarks appear like they are left by brain dead people? :-P And, if you are posting at additional places, I'd like to follow everything new
    you have to post. Could you list of all of your public sites like your twitter
    feed, Facebook page or linkedin profile?
    Feel free to visit my homepage ; stop smoking clinic

    ReplyDelete
  55. Undeniably believe that which you said. Your favorite reason seemed to be on the internet
    the easiest thing to be aware of. I say to you, I definitely
    get irked while people think about worries that they plainly don't know about. You managed to hit the nail upon the top and defined out the whole thing without having side-effects , people can take a signal. Will probably be back to get more. Thanks
    Also see my page > term life insurance

    ReplyDelete
  56. Wow, superb weblog structure! How lengthy have you been blogging for?
    you made running a blog look easy. The entire glance of your website is
    magnificent, as well as the content material!
    My web blog ; beauty care products

    ReplyDelete
  57. Are you doing business in brazil hire Brazilian attorney lawyers to solve Banking, Civil, Litigation, Consumer, Corporate, Employment, Family, Real Estate disputes. Contact Angélico Advogados for In-Bound & Out-Bound Transactions

    ReplyDelete
  58. Hello & Sorry to comment here, but I couldn't find a better way to contact you. I am the content editor for EasyExpat.com and have been following your blog since you listed it with us at BlogExpat. I think it would be great in our series of expat interviews. This would entail questions about being an expat, a few pictures, and it would link back to your blog.

    If you are interested, just let me know and I will send the questionnaire. In any
    case, keep up the good work!

    Erin
    erin@easyexpat.com
    Expat Interviews: interviews.blogexpat.com/




    ReplyDelete
  59. I was recommended this blog by means of my cousin.
    I am no longer sure whether this put up is written by way of him as nobody else
    realize such exact approximately my trouble.
    You're wonderful! Thanks!

    Feel free to surf to my web site tw-kb.com

    ReplyDelete
  60. Hello, i believe that i saw you visited my website so i came to return the favor?
    .I am attempting to find issues to improve my website!
    I suppose its ok to make use of a few of your ideas!

    !

    Also visit my web site ... paid online surveys

    ReplyDelete
  61. The bad tidings is that it's consisting of Letters and numbers game that is associated with discount rate couponss. A courteous young man or cleaning woman comes up hours you will nearly certainly give up this hopeless quest.

    My page code
    my site: coupons

    ReplyDelete
  62. hello ,thank for to post of the Brazilian law very valueable post....
    The best source of information on business law, legal services and tips on investing in Brazil.read more
    Brazil law

    ReplyDelete
  63. Me and ozzy fucked more challenging, trying to show to my personal god!
    FUCK YES!' just before cumming inside my warm pussy. were still fucking

    Feel free to visit my web-site hcg injections

    ReplyDelete
  64. Can I simply just say what a comfort to uncover someone that actually knows what they're talking about online. You certainly understand how to bring a problem to light and make it important. More people ought to check this out and understand this side of the story. I can't believe you aren't more popular because you surely possess the gift.

    Also visit my website; gohima.com

    ReplyDelete
  65. Appreciation to my father who informed me about this web site,
    this blog is really amazing.

    Here is my blog post ... brands of coffee

    ReplyDelete
  66. My spousе and I abѕolutеlу lovе
    your blog and fіnd a lot of your ροst's to be exactly I'm lookіng fоr.
    can you offer guеst writeгs tο ωrite
    content tο suit уοur needs?

    I woulԁn't mind composing a post or elaborating on a few of the subjects you write in relation to here. Again, awesome web site!

    Here is my homepage; Lloyd Irvin

    ReplyDelete
  67. Howdy! This is my first visit to your blog! We are a
    group of volunteers and starting a new project in a community in the same niche.

    Your blog provided us beneficial information to work on.

    You have done a wonderful job!

    my homepage; sushi roll materials

    ReplyDelete
  68. Outstanding story there. What occurred after?
    Take care!

    my page www.wellsphere.com

    ReplyDelete
  69. I have been exploring for a little bit for any high quality articles or
    weblog posts in this sort of space . Exploring in Yahoo I at last stumbled upon
    this site. Reading this info So i am glad to exhibit that
    I've a very excellent uncanny feeling I found out exactly what I needed. I so much unquestionably will make sure to don?t overlook this site and provides it a look on a relentless basis.

    my website diet plans that work

    ReplyDelete
  70. I have been exploring for a little bit for any high quality
    articles or weblog posts in this sort of space .
    Exploring in Yahoo I at last stumbled upon this site.

    Reading this info So i am glad to exhibit that
    I've a very excellent uncanny feeling I found out exactly what I needed. I so much unquestionably will make sure to don?t overlook this site and provides it a look on a relentless basis.

    Feel free to surf to my homepage; diet plans that work

    ReplyDelete
  71. Hi there, for all time i used to check webpage posts here
    in the early hours in the dawn, since i enjoy to find out more and more.


    Feel free to surf to my website :: Golf gloves

    ReplyDelete
  72. This post is in fact a fastidious one it assists new web viewers, who are wishing
    in favor of blogging.

    Take a look at my web-site; Chiropractic Federal Credit Union

    ReplyDelete
  73. It's going to be finish of mine day, however before ending I am reading this enormous piece of writing to improve my experience.

    Here is my website ... Las Vegas Golf Lessons

    ReplyDelete
  74. I enjoy looking through an article that will make people think.
    Also, thanks for allowing for me to comment!

    Take a look at my webpage :: http://projects.evanpatton.com/sanlab/w/index.php?title=Hi_Visibility_Clothing_Should_Be_Worn_On_Constructing_Sites

    ReplyDelete
  75. Excellent post. I was checking continuously this blog and I
    am impressed! Very useful info particularly the last part :
    ) I care for such info a lot. I was looking for this
    certain information for a long time. Thank you
    and best of luck.

    Feel free to surf to my website ... flank pain both sides

    ReplyDelete
  76. Begin with a letter or an email to the company's collections department that clearly states that going forward you will only do business through mail or e-mail. In order to apply for these loans you can make use of online application procedure. The Pew Charitable Trusts' Small-Dollar Loans Project conducted a study about how
    consumers borrow and pay back payday loans.


    Here is my website :: Payday Loans UK

    ReplyDelete
  77. Fees on payday loans are high can be astronomically high, sometimes half of
    the loan and if the loan isn't paid, then that is another fee to add to it. Then you will have to wait until the cash advance loan company verifies all the information that you faxed to them. If you do pay employees on commission, you may also want to explore sales commission software like Qcommission that integrates with accounting systems like Intuit's Quickbooks.


    Feel free to surf to my webpage: Payday Loans UK

    ReplyDelete
  78. It's very easy to find out any topic on net as compared to books, as I found this post at this site.

    My blog; St Cloud Florist

    ReplyDelete
  79. Hi I am so delighted I found your weblog, I really found you
    by accident, while I was looking on Askjeeve for something else, Nonetheless I am here now and would just like
    to say thanks a lot for a incredible post and a all round enjoyable blog (I also love the theme/design), I don’t have
    time to go through it all at the minute but I have saved it and also included your RSS feeds,
    so when I have time I will be back to read more, Please
    do keep up the superb work.

    My website; Las Vegas Golf Lessons

    ReplyDelete
  80. I am really glad to glance at this website posts which contains lots
    of helpful data, thanks for providing such data.


    my web blog - side pain during pregnancy third trimester

    ReplyDelete
  81. Hmm is anyone else having problems with the pictures on
    this blog loading? I'm trying to figure out if its a problem on my end or if it's the blog.
    Any suggestions would be greatly appreciated.

    Also visit my blog - Chiropractor

    ReplyDelete
  82. hello!,I really like your writing very much! proportion we
    communicate more about your post on AOL? I require a specialist on this space to resolve my problem.
    Maybe that's you! Taking a look ahead to see you.

    my site Orlando Chiropractor

    ReplyDelete
  83. Howdy! This is my first comment here so I just wanted to
    give a quick shout out and tell you I truly enjoy reading your posts.

    Can you suggest any other blogs/websites/forums that deal with the same subjects?

    Thank you so much!

    Here is my site ... findachiropractorpages.com

    ReplyDelete
  84. For newest information you have to go to see іnteгnеt аnd on web
    I found this web ρage as a fineѕt ωeb pagе
    foг neωest updateѕ.

    Check out my ωeb blog purchase hcg injections

    ReplyDelete
  85. Hello my loved one! I wish to say that this article is
    amazing, nice written and come with approximately all vital
    infos. I'd like to peer extra posts like this .

    Look into my web page ... http://www.bestecigarettelist.org/lrg-clothing-for-men-is-fashionable-and-trendy

    ReplyDelete
  86. I'd like to find out more? I'ԁ love tо finԁ out sοme additional information.


    Feеl free to visit my pagе :: http://www.nexopia.com/users/RitaFerro/blog/1-nofuss-systems-for-skybet-an-update

    ReplyDelete
  87. Your means of telling everything in this paragraph is genuinely fastidious, every
    one be capable of easily be aware of it, Thanks a lot.


    Take a look at my web-site - Modcloth coupon

    ReplyDelete
  88. Thank you a bunch for sharing this with all folks you really realize what you are talking approximately!

    Bookmarked. Please additionally seek advice from my site =).
    We can have a link trade arrangement among us

    Here is my homepage :: doctor of osteopathy

    ReplyDelete
  89. I all the time emailed this weblog post page to all my friends, because if
    like to read it after that my friends will too.


    my web site ... Outdoor Led Lighting

    ReplyDelete
  90. I am really pleased to glance at this weblog posts which contains tons of valuable information, thanks for
    providing such information.

    My page: Short game classes

    ReplyDelete
  91. Now I am going away to do my breakfast, later than having my breakfast coming yet again to read
    more news.

    My web page ... http://www.dailystrength.org

    ReplyDelete
  92. Do you have a spam issue on this site; I also am a blogger, and
    I was wanting to know your situation; many of us have developed some nice practices and we are looking to exchange
    methods with others, please shoot me an email if interested.


    Feel free to surf to my site; benefits Of Chiropractic care chiropractors

    ReplyDelete
  93. I just now designed my very 1st site and I got a lot of ideas by
    looking at this site and its layout! Thank you a 1000 times!
    -Aleisha

    Feel free to visit my blog post; launchpad16.com

    ReplyDelete
  94. What's up Dear, are you truly visiting this web page daily, if so afterward you will absolutely get good experience.

    My web page ... pointe orlando restaurants near

    ReplyDelete
  95. Hmm it appears like your blog ate my first comment (it
    was extremely long) so I guess I'll just sum it up what I had written and say, I'm thoroughly enjoying your blog.

    I too am an aspiring blog writer but I'm still new to everything. Do you have any tips for beginner blog writers? I'd genuinely appreciate
    it.

    Also visit my weblog shoulder pain the solution and prevention

    ReplyDelete
  96. It's hard to find well-informed people about this subject, but you seem like you know what you're talking
    about! Thanks

    Also visit my site; Reputation Management

    ReplyDelete
  97. This piece of writing is genuinely a fastidious one іt aѕsists new the ωeb
    νiѕіtorѕ, ωho are wishing in fаvor оf blоgging.


    Αlso visit my wеb-site: DiamondLinks Review

    ReplyDelete
  98. Even so, a number of rule may have some dangerous unwanted side effects and
    therefore specially, anti-inflammatory drugs leads to peptic issues and as well as stomach brusing once implemented
    continuing. I'll share with you of the highest you will also a great it is you see, the wealthy in enthusiast for piece the actual wonders of the best more expensive larder across the world. Another byp doser provides end users to utilize many kinds of mixture of the level of caffeine compared with will be even now at the brewing system grinding machine. While he grows up to date with various beans nearly it follows that discover ways to intermix all of them achieve spectacular beans fuses while he is likely to completely his or her acid development along with their enjoyable capabilities as well as the company lick awesome because they are typically roasted as a result merged.

    Also visit my page - commercial coffee brewers plumbed

    ReplyDelete
  99. An impressive share! I have just forwarded this onto a coworker who has been conducting a little
    homework on this. And he in fact ordered me dinner because I discovered it for him.
    .. lol. So let me reword this.... Thanks for the meal!

    ! But yeah, thanks for spending the time to talk about this topic here on your blog.


    Take a look at my site: Las Vegas Golf Schools

    ReplyDelete
  100. I have to thank you for the efforts you've put in writing this blog. I'm hoping to view the same high-grade blog posts by you in the
    future as well. In fact, your creative writing abilities has inspired me to get my own blog now ;)

    Feel free to visit my web site ... rhomboid pain causes

    ReplyDelete
  101. Absolutely things are a little complicated here! But soon you get used to it.

    I loved your blog ♥

    http://fewwritten.blogspot.com.br/

    ReplyDelete
  102. It is actually a great and useful piece of information.

    I am satisfied that you simply shared this useful info with us.
    Please keep us informed like this. Thanks for sharing.



    My web site lower left back pain kidney

    ReplyDelete
  103. Hey there! This is my first visit to your blog!
    We are a group of volunteers and starting a new initiative in a community in the same niche.
    Your blog provided us useful information to work on. You have done a marvellous job!


    Check out my weblog - www.salongalaxy.com

    ReplyDelete
  104. I visited many web pages except the audio quality for audio songs current at this web site is really fabulous.


    my web page ... Athletic trainer Jobs in nj

    ReplyDelete
  105. I'm gone to convey my little brother, that he should also visit this weblog on regular basis to obtain updated from newest gossip.

    Feel free to surf to my web blog - Golf Schools Las Vegas

    ReplyDelete
  106. It's genuinely very difficult in this active life to listen news on TV, therefore I simply use the web for that reason, and get the most up-to-date news.

    Look at my web page usgloveonline.com

    ReplyDelete
  107. Good day! This is my 1st comment here so I just wanted to
    give a quick shout out and say I genuinely enjoy reading through your
    blog posts. Can you suggest any other blogs/websites/forums that deal with the same
    subjects? Thanks for your time!

    My website; bet angel free

    ReplyDelete
  108. Thank you for such an honest and informative post! This is the first time I've stumbled upon your blog, and I am so happy that I did  Online Travel Agencies

    ReplyDelete
  109. I’m glad to read you again. Thanks for this post. Best for you Buddy! and Merry Christmas

    ReplyDelete
  110. Trekking in Nepal and tours operative company Acute Trek Pvt. Ltd. from Nepal takes you that further way to guarantee you has an unforgettable adventure that you have been dream of. Benefit, of course there is the Acute Trek part of choice. We have your choose Nepal Trekking in Treks Himalaya for 3 days or 30 or more days it depending of your timetable, sleep under lodges or tent. Trekking in Himalaya is an attempt to encourage Nepal to the exterior world while striving to defend an aged tradition as well as conserve the surroundings for generation to come for Hiking in Nepal. Adventure Trekking in Nepal Trekking in Himalaya Everest Base Camp Trek Nepal Tours Hiking in Nepal Trek in Nepal Nepal Holiday Annapurna Trekking Everest Trekking Langtang Trekking Everest Base Camp Trek Annapurna Base Camp Trek Upper Mustang Trekking Helicopter Tour in Nepal Nepal Helicopter Tour Kathmandu Pokhra Tour Peak Climbing in Nepal Nepal Peak Climbing Nepal Peak Climbing Tea House Trek in Nepal High Pass Trekking in Nepal Everest Helicopter Trekking Island Peak Climbing Holiday Hiking Nepal Hiking Nepal Hiking Holiday Hiking Tours in Nepal Holiday Hiking Tours

    ReplyDelete
  111. As a Brit living in El Salvador I completely understand your annual shopping trips! Luckily for us our banks sound slightly more user friendly!

    ReplyDelete
  112. Thanks for this informative article, this post and the information given in this article is going to be very helpful for many travelers visiting Brazil..Specially for first timer's.

    ReplyDelete